UK DEBT ADVISORS

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UK Debt help and free advice to clear personal debts

This website has been put together with the sole aim of helping YOU become debt free in the shortest possible time.

Is this you?

• Are your Credit card bills are getting on top of you?
• Have you missed one or more loan repayments?
• Do you have creditors calling you on the telephone?
• Have bailiffs or debt collectors been at your door?

If you answer "YES" to any of the above questions, we can help you!

The cycle of debt

Credit card debt help

IVA Individual Voluntary Arrangement

Single parent struggling with debts

Are you struggling with your monthly outgoings? Debt consolidation can be the answer to this very common problem. It can reduce how much you have to pay out each month for your debts.      Debt consolidation >

Do you ignore phone calls and letters from creditors? One of our dedicated advisors will take control of all paperwork and statements from your creditors and will work to reduce your repayments by negotiation.

The Cycle of Debt

Once you have started to use credit facilities for buying products, you can safely say you have entered the cycle of debt.

This is not the case if you use them correctly and budget for expenditure on a monthly basis.  Because most people do not do this, credit becomes a problem.  Not only does the individual owe the minimum payments on credit cards, loans, overdrafts etc, but they also have usually spent the money they had in their bank on other items of household expenditure.

This is the case of double spending on a monthly basis.  It can not be sustained unless you have plans to be paid twice for one months work!

The cycle of debt

Debt Consolidation

Debt help and Debt advice should be free. Those companies who are making money off you on high rate phone lines are not helping you they are helping themselves. www.UKdebthelp.org.uk will pay off your debts through one affordable monthly repayment and attempt to freeze the interest and charges that are being applied to your store and credit cards etc.

Debt help can be costly if you choose the wrong advice. This is why we offer a free UK debt helpline. Do not pay for debt consolidation help or debt management help. We will give you FREE debt consolidation advice.

If you have been refused loans or credit we can still help you get out of debt without you having to take another loan!

We promise to deal with you in a friendly and confidential manner to allow you to feel free to disclose all your debt problems. Help with debt and credit will get your money in order and lay a firm foundation for a healthy financial future.

    Debt Consolidation

    Individual Voluntary Arrangements (IVA)

    An Individual Voluntary Arrangement or IVA is when you and your creditors agree a series of reduced payments you will make towards the amount of money actually owe them. You will agree this so that after a period of normally five years, you will have paid a percentage of the debt which will then be classed as the IVA settled

    Any licensed professional is capable of setting up the agreement .

How an Individual Voluntary Arrangement or IVA could help you

    Single Parents and Debt

    As a single parent suffering debt problems it is widely recognised to be a situation that can be very difficult to get out of remembering you only have one salary coming into the house. The first step to becoming a debt free single parent is to not bury your head in the sand.

    Asking advice by simply contacting the companies you owe money to, can make an immense difference.

    FACE UP TO YOUR DEBT - - - - GET ADVICE - - - - ARRANGE FOR THE FUTURE
Then you will be able to relax.

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